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I would like to discuss
Are you a business owner looking to finance your business or your personal need?
Are you a property investor looking to buy your next residential or commercial property?
Are you a property developer looking to fund your next project?
Do you have paid/unpaid default on your credit file and need of finance/guidance?
If you answered yes to any of the above, then you should definitely talk to us.
We’ve worked on over 200 projects with 150+ clients







About Company
When You Choose Us To Arrange Your Next Loan, You Will Get
No Geographical Boundaries
Extensive Lender Networks
Great Deals
We put our technologies & relationships to market-leading finance deals with individually tailored structures & solutions.
Speed
We take all the necessary steps to ensure a fast loan approval. And this generally speeds up the whole process for you.


OUR GOALS
Invest in Our Company and have Healthy Profits for Long Term.
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Professional Team
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Diverse Opportunities
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Problem-Solving
Independent consultants
Independent consultants
Independent consultants
Independent consultants
Independent consultants
Work Process
We Are Committed To Your Financial Empowerment
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Initial Consultation & Assessment
2
Tailored Solutions
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Constant Support & Relationships
Our Team
Our Extremely Qualified Staff Is Equipped To Help Your Business Grow

Hemal Patel
As Director of Novo Business Solutions, Hemal has vision of serving every client as an individual rather than just a number in the system. When clients need backing for their home, investment, private, or commercial finance, Hemal serves as the connection that will lead to the most suitable lender. Hemal has over 15 years’ experience in banking and finance industry. He has completed his Bachelor of business (major in banking and finance) along with Diploma of Mortgage Broking. Customer and friends describe Hemal as Determined, passionate and enthusiastic family man with strong sense of community and resourcefulness. With experience on both side of finance (working for a lender and having owned multiple small business as a borrower) Hemal brings his expertise to help customer find best possible solutions for all their scenarios.

Jijo Mathew
Jijo has been involved in Banking & Finance for more than 15 years, with a proven track record in delivering solutions with exceptional customer focus. During his Tenure at NAB his specific focus was on SME and consumer finance on helping SME clients with growth and retention. Jijo has customer’s ranging from everyday mum and dad to business with 20 million dollars plus in turnover. With his experience in banking and finance Jijo has the knowledge and experience to understand and help his customers with tailoring banking and finance solutions in assisting with all forms of finance. As a Director of Novo Business Solutions, his vision is to be the most reliable financial service provider in Australia. His focus is to build a lifelong relationship with his customers based on outside the box solution approach.

Jijo has been involved in Banking & Finance for more than 15 years, with a proven track record in delivering solutions with exceptional customer focus. During his Tenure at NAB his specific focus was on SME and consumer finance on helping SME clients with growth and retention. Jijo has customer’s ranging from everyday mum and dad to business with 20 million dollars plus in turnover. With his experience in banking and finance Jijo has the knowledge and experience to understand and help his customers with tailoring banking and finance solutions in assisting with all forms of finance. As a Director of Novo Business Solutions, his vision is to be the most reliable financial service provider in Australia. His focus is to build a lifelong relationship with his customers based on outside the box solution approach.

As Director of Novo Business Solutions, Hemal has vision of serving every client as an individual rather than just a number in the system. When clients need backing for their home, investment, private, or commercial finance, Hemal serves as the connection that will lead to the most suitable lender. Hemal has over 15 years’ experience in banking and finance industry. He has completed his Bachelor of business (major in banking and finance) along with Diploma of Mortgage Broking. Customer and friends describe Hemal as Determined, passionate and enthusiastic family man with strong sense of community and resourcefulness. With experience on both side of finance (working for a lender and having owned multiple small business as a borrower) Hemal brings his expertise to help customer find best possible solutions for all their scenarios.
Thank you Hemal and Novo Business solutions for organising my new car loan. Hemal made the whole process of my car loan application very easy and stress free. I found him to be very knowledgable and helpful through out the process. Hemal also provided a quick turn around on the loan which ensured I was able to pick up my new car a day before long weekend and I appreciate this very much. I would highly recommend Hemal and Novo Business Solutions for anyones car financing needs….
Hiren Patel
Thank you Jijo Mathew and Novo business solutions team. Jijo Mathew is really amazing. He is very professional and knowledgeable. He is very protective and always give us the right advise. We will highly recommend Jijo Mathew.
Shadman Khan
Jijo was an outstanding broker who went above and beyond expectations to find us the best deal. He was very pleasant to deal with and was able to find a financial solution for us when others couldn't. We'd highly recommend him.
Pia Connolly
I just bought my first car and got it financed by Hemal. He was very professional, knowledgeable, and patient. Since it was my first car, he helped me understand everything and answered any questions. I would highly recommend Hemal. Thanks for helping me get my first car and a good deal !
Dhruvi_P
I’d highly recommend him for anyone is struggling with home loan refinance. He is trustworthy, honest and reliable broker. Im so thankful for his help with my home loan.
Phuong Nguyen
Had the pleasure of dealing with Jijo from Novo for the purchase of our first property due to the nature of the property most brokers turned us away. Jijo took on the task and not only made it happen but kept me at ease the whole time would highly recommend to anybody looking for a mortgage broker!! Thanks again we will be back for sure!!
Kosta Vosnakis
My partner and I could not recommended Jijo enough!! Jijo is nothing but supportive and incredible in helping my partner and I purchase our very first home. My partner and I came to Jijo with a challenging problem, and as first home buyers Jijo took the time to walk us through each phase and explain until we both understood. Jijo is very caring and is willing to go the extra mile to advocate and support us. Jijo is going to be our life long broker and I would no doubt recommend him to anyone.
Maddie Scarinci
Thank you Jijo and team for helping me out with my loans. I know it was going to be a very complicated process with various business entities etc but your professionalism and customer focus is praise worthy. My partners feel the same way!! Thank you again mate!!
Sam G
Hemal, it was great to work with you mate. Thank you for taking care of our loans. You were professional, efficient and thorough with our personal and business loan. We would be very happy to recommend you and Novo for lending solutions. Thank you mate!
Elite Core International
Thanks jijo I recommend if anyone looking refinance home loan or buying new home looking good broker contact Novo business MR.Jijo he will help you his very honest person Very good service, helpful, friendly, I would like to say thanks Novo business. Thanks very much
Gurwinder Dhami
Jijo thankyou so very much for your assistance with my son's personal loan and for personal loans in the past you have assisted me with. Every detail was handled professionally and efficiently throughout the entire process from application to settlement. Should anyone need a personal loan or simply advise on loan options I highly recommend Novo Business Solutions for your financial needs, they won't let you down!
Karen Boagey
A team of very smart Professionals with knowledge and experience. Jijo Mathew has helped our business with a range of financial services. Our experience has been great. Will 100% recommend them for any type of commercial/residential Financing.